Category Archives: Business

Estimates vs. Actuals: Was Your 2018 Budget Reasonable?

As the year winds down, business owners can be thankful for the gift of perspective (among other things, we hope). Assuming you created a budget for the calendar year, you should now be able to accurately assess that budget by … Continue reading

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Trust is an Essential Building Block of Today’s Websites

When business use of websites began, getting noticed was the name of the game. Remember pop-up ads? Text scrolling up the screen? How about those mesmerizing rotating banners? Yes, there were — and remain — a variety of comical and … Continue reading

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Could Your Next Business Loan Get “Ratio’d”?

We live and work in an era of big data. Banks are active participants, keeping a keen eye on metrics that help them accurately estimate risk of default. As you look for a loan, try to find out how each … Continue reading

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Find Time for Strategic Planning

As a business owner, you know that it’s easy to spend nearly every working hour on the multitude of day-to-day tasks and crises that never seem to end. It’s essential to your company’s survival, however, to find time for strategic … Continue reading

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Cutting Costs When You’ve Gone Over Budget

2017 brought mixed results for business owners.  While some enjoyed success, others dealt with the unenviable issue of exceeding their annual budgets. If you find yourself in this unenviable position, you can cut costs to improve your company’s financial picture … Continue reading

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Bridging the Divide with a Mezzanine Loan

In their efforts to grow and succeed, many companies eventually reach the edge of a precipice. Across the divide lies a big step forward — perhaps the acquisition of a competitor or the purchase of a new property — but, … Continue reading

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Critical Connection: How Costs Impact Pricing

As we enter into a new year end, your company may be reviewing its 2017 performance or devising plans for 2018.  As you do so, be sure to give some attention to the prices you’re asking for your existing products … Continue reading

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