Category Archives: Investment Planning

When Selling Investments, The Details Matter

Why do the details matter when selling investments? If you don’t pay attention to the details, the tax consequences of a sale may be different from what you expect. For example, if you bought the same security at different times and prices … Continue reading

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Will I have to pay tax on my investment income?

Question:  Will I have to pay tax on my investment income? Answer:  The taxation of your investment income depends on several factors, including the type of investment income you have (e.g., tax exempt, ordinary, capital gain, or tax deferred). If … Continue reading

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Is it better to invest in a tax-free or a taxable mutual fund?

Question:  Is it better to invest in a tax-free or a taxable mutual fund? Answer:  Typically, a tax-free mutual fund is made up of municipal bonds and other government securities. Such securities are attractive to many investors because returns are … Continue reading

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What’s the difference between growth investing and value investing?

Question:  What’s the difference between growth investing and value investing? Answer:  When you invest for growth, you are typically seeking capital appreciation over the long term. You will likely choose investments that you believe will exhibit a faster-than-average increase in … Continue reading

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How can I gauge my risk tolerance?

Question:  How can I gauge my risk tolerance? Answer: Risk tolerance is an investment term that refers to your ability to endure market volatility. All investments come with some level of risk, and if you’re planning to invest your money, it’s … Continue reading

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Steps to Financial Planning Success

Keep your investment plan fresh Sign necessary documents Purchase necessary insurance Make changes as needed Review team suggestions Determine if current needs are being met Determine if future needs have been contemplated Assets/Liabilities Goals Insurance Plan Business Plan Investment Plan … Continue reading

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Simple Rules for Investing

If you are new to investing, here are a few basic rules to keep in mind as you venture forward. As you know, there are no guarantees when it comes to investing, but following these tips–as well as heeding the … Continue reading

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